For business owners, it's important having a credit card that matches your demands. Using a personal credit card for company spending can lead to uncertainty about what expenses are personal and what are for the firm. That is why, having a company credit card is crucial.
But, with many options available, selecting the right one for your business can be challenging. In this post, we'll look at five of the best corporate credit cards that require an Employer Identification Number (EIN) for application in 2023.
The top options is the Capital One Tap Card
This business credit card caters to companies who want a straightforward, flat-rate rewards system. This card is particularly suitable for startups because there is no requirement for a security deposit and there is zero annual fee. Moreover, the card offers a 0% introductory APR for purchases for the first nine months, making it an excellent choice for businesses who need to make numerous purchases. This provides an opportunity to earn unlimited 1.5% cash back on every transactions, making it an ideal fit for companies that prefer to avoid collecting additional rewards in various categories. Moreover, the card comes with a variety of perks, including rewards on regular expenses and extra rewards on travel and dining - truly affordable option for businesses of all sizes.
Divi Card
{The unique business charge card enables organizations to collect rewards on regular transactions and exchange them for cash, travel, or vouchers. Along with the option to earn one percent cash back on all purchases, this card provides an excellent option for businesses which wish to get rewards on the regular spending.
Ramp Card
This particular corporate credit card was created exclusively for startups and little companies. With no yearly cost and a chance to earn limitless 2% money-back on all purchases, this card offers a fantastic alternative for companies that want to earn rewards on the spending without having to spend an annual charge.
This American Express Business Credit Card
The business charge card is a good option for companies that want to earn points on their ordinary company expenses. With the opportunity to accumulate 4x rewards on these categories, this card is ideal for organizations that have a lot of travelling or eating expenses. Furthermore, with a large registration reward and no annual fee for the first year, this card is an outstanding choice for businesses of all sizes. It provides a variety of benefits, such as rebates on business supplies, advertising, and shipping. In addition, the card provides a 0% introductory APR on purchases for the initial nine months.
Citizens Bank Business Card
The corporate charge card is perfect for companies that need to make significant expenditures ahead. It features a 0% introductory APR on purchases for the first nine months and zero annual fee. Furthermore, the card provides more info a variety of incentives, including rebates on ordinary company spending and extra rewards on travel and eating.
Conclusion
These some of the best corporate charge cards you can get in 2023 with just your EIN number. Whether you're a newly established business searching for a no-annual-fee card with a 0% introductory APR, or a company hoping to earn rewards on everyday purchases, there's a card on our list for you. Compare the attributes and perks of each card to find the one that's perfect for you.